Fixed Rate
15-Year Fixed Second – EEBR-01
30/15 Balloon Second – EEBR-03
10-Year Fixed Rate Second – EEBR-06
- Exceptions to guidelines available
- Loans are not assumable-no prepayment penalty
- All property types available
- EZ (Limited) Doc options available.
- 50/50% qualifying ratios
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15-Year Fixed Rate Second NoDoc – EEBR-08
- $50,000 max loan amount up to 80% of value; $100,000 max loan up to 65% of value
- No required calculation of qualifying ratios.
- No verification of income, assets or employment
- Not assumable and offers no prepayment penalty.
- Primary residence only.
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15-Year Fixed Rate Second No Ratio – EEBR-02
- Up to 90% of value available
- No required calculation of qualifying ratios
- No verification of income required
- 2-year employment history must be provided
- Program available for all types of self employed borrowers
- Asset verification is restricted to closing costs, including cash reserve
- 30 year amortization available case by case
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Loan programs, rates and fees subject to change without prior notice.
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